Fintech & Payments
Shipped engagementsWe build the systems that move money. Payment gateways, mobile-money platforms, agent networks, settlement engines, KYC and fraud workflows, reconciliation tooling.
Most of our fintech work is in markets where users are on feature phones, where the regulator changes the rules every quarter, and where five nines of uptime is the floor, not the goal. The discipline that environment forces is what we bring to every payments engagement.
Specifics, not categories.
- 01
Payment gateways
Card rails, UPI, account-to-account, wallet top-up. Idempotent transaction cores, reconciliation engines that catch what the partner banks miss, and per-merchant routing.
- 02
Mobile money & wallet platforms
USSD, app, and agent-terminal channels on one transaction core. Multi-currency settlement, KYC tiers, agent float management, cash-in / cash-out economics.
- 03
Merchant acceptance
Point-of-sale, QR, soft-POS, hosted checkout, and merchant onboarding flows. Dispute workflows, refund automation, settlement statements that operations can read.
- 04
Compliance & risk plumbing
KYC orchestration across vendors, AML transaction monitoring rules, fraud signals, sanctions screening, and audit trails that survive a regulator visit.
The realities of this domain.
- 01Multi-jurisdiction regulatory configuration
- 02Feature-phone & 2G channels (USSD)
- 03Sub-second authorization budgets at peak load
- 04Idempotency and exactly-once settlement
- 05PCI-DSS scope minimization
From the portfolio.
Building in fintech & payments?
Two-week paid discovery. We'll tell you whether we're the right call for your specific problem before you commit to anything bigger.
Start a conversation →